Plan For Tax Season and Avoid The Mess

Tax season is upon us and I can already see the stress that is overcoming many of my clients.  With only a month left to get your taxes taken care of, I continue to hear all sorts of questions.  Will I receive the amount on my tax returns that I am anticipating?  What should I do with my refund?  What are stealth taxes?  These are important questions that come about every year during this season.  Just like retirement planning, it’s important to have a plan for your taxes and to make sure you’re asking the right questions.

Adam Spiegel, a Miami-based certified public accountant and partner with Morrison, Brown, Argiz & Farra summed tax planning up with a very simple acronym, PLAN.

P stands for ‘prepare your records ahead of time.’

L stands for ‘list your issues and questions.’

A stands for ‘analyze your financial statements for accuracy.’

N stands for ‘note the changes in laws during the year and discuss them with your tax advisor.’
As a Retirement Income Specialist, planning and preparation are at the root of all of my clients’ strategies.  In this field of work, the better prepared you are, the more educated your decisions can be about future finances and investments.  Before you begin completing your taxes, complete a consultation with me, Warren Elkin, and get your finances in line so you’re ready for your CPA.  Don’t be a victim to the mistakes that many people make during tax season; learn what questions to ask your CPA to cut your taxes now and avoid tax problems in your future.

Call today! Speak with me now at 877-476-5051 or email me directly at  For more information go to and learn more about our unique process to make sure your financial decisions are made in your best interest.

Have a great day,
Warren Elkin


Image courtesy of:

Getting Ready is the Secret to Success

Henry Ford once said, “Before everything else, getting ready is the secret to success.”  This is something that is most definitely relevant in the finance world today.  As a Retirement Income Specialist, I preach preparation.  The more you focus on situating your finances now, the better prepared for retirement you will be.  Retirement is designed to be a time in your life to relax, not a time to stress over your finances.

According to a 2012 report from the Center for Retirement Research, “at Social Security’s earliest retirement age of 62, only about 30 percent of households are prepared for retirement…By age 66, Social Security’s current Full Retirement Age, about 55 percent of house-holds are projected to be prepared for retirement (this figure includes the 30 percent already prepared by age 62).” Too often I run into clients who fall into this category, they are emotionally ready for retirement, however their finances are not in the same place. This is a significant part of planning for retirement as there are a variety of pitfalls to avoid and questions to ask before just waiting until you are the correct age and signing up. Planning early is key and that’s where I can help! Call me today at 877-476-5051.

Don’t be a statistic. It’s time you protect your money, receive a guaranteed income stream and retire with confidence.  The goal should be not to simply retire from something or some job, but to retire into a lifestyle that is pleasing to you!

If you have questions about your retirement call us today and make sure you have all the facts necessary to make the right decision with your financial future! Speak with us now at 877-476-5051, email Warren at, or go to to learn more about Warren Elkin and his unique process to make sure your financial decisions are made in your best interest.


Have a great day,

Warren Elkin



Center for Retirement Research, Boston College. National Retirement Risk Index: How much longer do we need to work?  Retrieved from

Image courtesy of: (Getty Images)